Free Photo Calendar courtesy of Shutterfly and Target

Target and Shutterfly have teamed up to offer a completely free Photo Calendar this week.

1. Log in to Shutterfly and click on “My Account” at the very top right. Or sign-up for a new account and get 50 free prints.

2. Scroll to the bottom of the page for the “Enter Special Offer Code” link. Click on that link.

3. In the next window, enter the coupon code FREECALENDAR into your account.

4. If you click on “My Special Offers” you will see the details. The expiration date is January 17, 2010.

5. Just pay shipping (about $4.99) when you order your free 16″x20″ Calendar Poster.

Setting Goals for 2010

Goal setting is a powerful process for thinking about what you want in your ideal future.  It is also used for motivating yourself to make this vision of the future a reality for you.

The process of setting goals helps you choose where you want to go in life.  By knowing precisely what you want to achieve, you know where you have to concentrate your efforts.  You’ll also quickly spot the things that can distract you and take you off course.

A great acronym for setting your goals is SMART.

S = Specific
M = Measurable
A = Attainable
R = Realistic
T = Timely


Goals should be straightforward and emphasize what you want to happen. Specifics help us to focus our efforts and clearly define what we are going to do. Specific is the What, Why, and How of the SMART model.

WHAT are you going to do? Use action words such as direct, organize, coordinate, lead, develop, plan, build etc.
WHY is this important to do at this time? What do you want to ultimately accomplish?
HOW are you going to do it? (By…)

Ensure the goals you set is very specific, clear and easy. Instead of setting a goal to lose weight or be healthier, set a specific goal to lose 10 pounds or to walk 5 miles at an aerobically challenging pace.


If you can’t measure it, you can’t manage it. In the broadest sense, the whole goal statement is a measure for the project; if the goal is accomplished, the is a success. However, there are usually several short-term or small measurements that can be built into the goal.

Choose a goal with measurable progress, so you can see the change occur. How will you see when you reach your goal? Be specific! “I want to read 3 chapter books of 100 pages on my own before my birthday” shows the specific target to be measure. “I want to be a good reader” is not as measurable.

Establish concrete criteria for measuring progress toward the attainment of each goal you set. When you measure your progress, you stay on track, reach your target dates, and experience the exhilaration of achievement that spurs you on to continued effort required to reach your goals.


When you identify goals that are most important to you, you begin to figure out ways you can make them come true. You develop that attitudes, abilities, skills, and financial capacity to reach them. Your begin seeing previously overlooked opportunities to bring yourself closer to the achievement of your goals.

Goals you set which are too far out of your reach, you probably won’t commit to doing. Although you may start with the best of intentions, the knowledge that it’s too much for you means your subconscious will keep reminding you of this fact and will stop you from even giving it your best.

A goal needs to stretch you slightly so you feel you can do it and it will need a real commitment from you. For instance, if you aim to lose 20lbs in one week, we all know that isn’t achievable. But setting a goal to loose 1lb and when you’ve achieved that, aiming to lose a further 1lb, will keep it achievable for you.

The feeling of success which this brings helps you to remain motivated.


This is not a synonym for “easy.”  Realistic, in this case, means “do-able.”   It means that the learning curve is not a vertical slope; that the skills needed to do the work are available; that the project fits with the overall strategy and goals of the organization.  A realistic project may push the skills and knowledge of the people working on it but it shouldn’t break them.

Devise a plan or a way of getting there which makes the goal realistic. The goal needs to be realistic for you and where you are at the moment. A goal of never again eating sweets, cakes, crisps and chocolate may not be realistic for someone who really enjoys these foods.

For instance, it may be more realistic to set a goal of eating a piece of fruit each day instead of one sweet item. You can then choose to work towards reducing the amount of sweet products gradually as and when this feels realistic for you.

Be sure to set goals that you can attain with some effort! Too difficult and you set the stage for failure, but too low sends the message that you aren’t very capable. Set the bar high enough for a satisfying achievement!


Set a timeframe for the goal: for next week, in three months, beginning of summer. Putting an end point on your goal gives you a clear target to work toward.

If you don’t set a time, the commitment is too vague. It tends not to happen because you feel you can start at any time. Without a time limit, there’s no urgency to start taking action now.

Time must be measurable, attainable and realistic.

Everyone will benefit from goals and objectives if they are SMART.   SMART, is the instrument to apply in setting your goals and objectives.

[Thank you Goal Setting Guide]

Free Downloadable Savings Tracker for 2010

New to couponing?  A veteran couponer who wants to track your savings?  Start the year off with this very cool, easy to use Excel Savings Tracker that you can download for free with compliments of The Coupon Project.  The spreadsheet is all ready to go.  All you have to do is enter the information from your receipts and you’re on your way to achieving your spending and savings goals for 2010.


Free Steaz Organic Iced Teaz

Last week I finally got to Target to use my Steaz coupons that were expiring.  I’ve never tried Steaz Teas before, but I had seen them at Whole Foods before.  I’m not normally a can tea drinker — too many of those yucky ones as a teen, I guess.  But, being the money-saving wife that I am I figured if I didn’t like them that CycleGuy (that’s my hubby) probably would or at least pretend so I wouldn’t feel bad about buying these.

So, armed with my Steaz Teaz BOGO coupons off I went to my local Super Target to procure me some free fancy tea.  The Steaz tea was plentiful on the shelf and I chose one White Tea that is lightly sweetened and has lime and pomegranate and one Green Tea that is lightly sweetened and has blueberry, pomegranate and acai.  CycleGuy ended up opening the White Tea at dinner but he didn’t like it — too much lime for him.  I liked it a lot, but I like lime and I don’t like my drinks very sweet.  CycleGuy had the Green Tea the next day and liked that one much better.  I thought it was definitely sweeter, but still very good.

The cans are a good size, 16oz.  And I like that Steaz is a company that shares similar world views that I have — be good to the planet, help others, fair trade.  Now, to be honest I don’t think I’d spend $1.09 on a can of tea.  But then again, this is a frugal mom’s blog you’re reading.  Nonetheless, if by buying their product I’m helping others then I can feel good about my splurge.  To be honest, thought, I don’t really drink much in the way of bottled beverages.  I’m a water drinking kinda gal.  Just ask CycleGuy!

If you want to try some Steaz Oraganic Iced Teaz, which are available at both (participating) Target and Whole Foods, go HERE and print a coupon and give Steaz Organic Iced Teaz a try.  You can get two cans for $1.09 (plus tax where applicable) and I think you’ll like them too!

Disclosure:  In case you’re wondering, no Steaz did not pay me to write this.  Ok, sure, I got a free can of their tea but so can you and you don’t have to write about it.   But if they had paid me, I would have said the same thing, because that’s just the right thing to do.  If you want to you can always post a comment and let me know what you think of Steaz Organic Iced Teaz.

(PS – Incase you’re reading Steaz, I stole the picture from your site.  Hope you don’t mind.)